Funding help
Many families don’t realise what help is available. This guide covers the main options in Suffolk, in plain English, so you know where to start.
Start here
Some support depends on your savings and income. Some doesn’t, so it’s always worth checking.
A weekly payment for people over State Pension age who need help with personal care because of an illness or disability. It doesn’t depend on savings or income, and you can spend it however you like, including on home care.
Check on GOV.UK →For people under State Pension age with a long-term health condition or disability that affects daily living or getting around.
Check on GOV.UK →Anyone who seems to need care can ask Suffolk County Council for a free needs assessment, whatever their finances. It’s the first step towards council-funded support.
Suffolk County Council →If the council agrees to fund your care, you can ask for the money as a direct payment and choose your own care provider, rather than having one arranged for you.
Check on GOV.UK →If you look after someone, you can ask the council for your own free assessment, which can lead to help such as respite breaks. You may also qualify for Carer’s Allowance.
Carer’s Allowance on GOV.UK →If someone’s main need is health-related and complex, the NHS may pay for all of their care at home. A GP, nurse or social worker can start the checklist.
Read on the NHS website →Paying for yourself
If your savings are above the council’s upper limit (currently £23,250 in England, not counting your home when you receive care at home), you’ll usually pay for your own care. Many people self-fund for some or all of their care.
You can still ask the council for a free needs assessment, and you may still get Attendance Allowance or PIP to help with the cost. Our care cost calculator gives you an idea of weekly costs.
We’re happy to talk through your options, but we’re not financial advisers. For free, independent help with benefits and paying for care:
